Life Insurance Review

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Review your life insurance every 1–3 years and after major life events (marriage, divorce, new child, home purchase, job change, large debt). Check beneficiaries, coverage amount, policy type, affordability, and useful riders (accelerated death benefit, waiver of premium, long‑term care). Compare your policy to current market rates and features. For older policies, get a medical exam and professional review to keep, change, replace, or add coverage. Don’t wait for a crisis.

Review your life insurance every 1–3 years and after major life events (marriage, divorce, new child, home purchase, job change, large debt). Check beneficiaries, coverage amount, policy type, affordability, and useful riders (accelerated death benefit, waiver of premium, long‑term care). Compare your policy to current market rates and features. For older policies, get a medical exam and professional review to keep, change, replace, or add coverage. Don’t wait for a crisis.